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Insurers remain reluctant to pay business...

Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner £13.00 in settlement of its business interruption claim. The London café claimed for more than 3 months’ loss, comprising of £1,600 a month in rent and £2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today. It was reported by sources close to the FTSE insurer that only...

Have you checked your business interruption...

Posted in Dispute Resolution on 24th Feb 2021
As many people will already know, the Supreme Court recently ruled in favour of small businesses whose insurers have refused to pay claims for business interruption losses as a result of the lockdowns from the past year. This means that hundreds of thousands of business owners across the country are now entitled to claim compensation, which could be a commercial lifeline at a time of severe economic strain. But, many will not come forward as they may not understand their insurance policy wording correctly or they may have already had their claim...

EWS1 overhaul since the Grenfell disaster

Posted in Conveyancing on 16th Feb 2021
The pros and cons Since the Grenfell disaster which tragically saw 72 people lose their lives, hundreds of thousands of homeowners have effectively been trapped within their properties. Concerns over safety and the potential cost of remedial works have brought many property transactions to a halt. The recent changes announced should finally bring an end to the years of distress caused to flat owners that have been prevented from selling or re-mortgaging their homes. Housing secretary Robert Jenrick announced that the Government will provide an...

First Time Buyers: Changes to the Help to...

Posted in General News on 15th Feb 2021
The Current Scheme The Help to Buy Equity Loan Scheme was introduced in 2013 to help first time buyers and existing home-owners who wanted to purchase a new-build home but who were struggling to save for a deposit. Applications for the current scheme ended on 15th December 2020. The current scheme will run until 31 March 2021, when it will be replaced by a new Help to Buy Equity Loan Scheme until 2023 when the scheme will come to an end. The new scheme will only be available to first time buyers. Under the current scheme the Government will lend...
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